About Us

UNIVERSALPAYDAY is not a bank nor a cooperative that keeps the money of the people BUT a community made up of people that help each other by providing and receiving donation. The system matches members that provided help within 24hrs while members that are getting help can be paid within 7 days after confirmation of payment following proper procedure.

You only have to donate money and the system will match you with 2 people that will each pay you. It keeps on recycling from donating and receiving. The only thing we demand from you as a participant is to be honest and kind to each other. You ask for financial help when you need it, you give financial help when you are able to do it.

UNIVERSALPAYDAY belongs to no one but the community which we all belong and we can be the best ambassador to her by being honest, let's stay away from fake POP and if we dont have the cash at hand to join, just wait till you have the cash to be a member. We will do our best to make sure everyone enjoy UNIVERSALPAYDAY and together we can change our finacial situation

>Note: The system cannot die because there is no central account. What kills the system is unfaitfulness, fear, and not donating when required. It is a real mutual aid fund where ordinary people help each other to fulfil one of the most important needs in life. All the money is only in the bank accounts of the participants themselves! In a lot of thousand and million private accounts. Participants transfer to each other directly, without intermediaries!